Tuesday, December 17, 2013

Merry Xmas to All

It's that time of year again, and everyone at Spratt Financial Services would like to wish you all a Merry Christmas and a Happy New Year!





Our office phone line will be closed between the 23rd December and the 6th January, but still feel free to email anytime at enquiry@sprattfinancial.co.nz. It should be another big year in the world of insurance and investment and we look forward to keeping you posted with what you need to know.

Monday, December 9, 2013

When Insurance Works - Our Recent Claims

Insurance is sometimes regarded as protecting against something that's never really going to happen to us. We can however assure you that couldn't be further from the truth. We help manage our clients' claims all the time and we see that critical illness is a real and ever present danger. We've in the past had 16 claims in a single month, and we manage several dozen long term claims, some that have been running for as long as nine years.

Here is a section of our processed claims during 2013. 


Trauma/Critical Illness Claims
1. Bowel Cancer.
2. Loss of Hearing
3. Breast Cancer
4. Leukaemia
5. Cancer (Undefined)
6. Cancer (Undefined)
7. Cancer (Undefined)
8. Parkinson's Disease 



Income Protection Claims
1. Mental Health
2. Severe back Injury
3. Chemical Sensitivity
4. Automobile Accident
5. Stroke
6. Post concussion syndrome.
7. Back Injury
8. Heart failure/Cardiomyopathy
9. Lung Cancer
10. Prostate Cancer
11. Stroke
12. Hand Injury/Surgery
13. Wrist Injury/Surgery
14. Mental Health
 

Life Insurance Claims
1. Cardiac Condition
2. Cancer (Undefined)
3. Cardiac Arrest
4. Cancer (Undefined)
5. Bowel Cancer
6. Cardiac Arrest
7. Cancer (Undefined)

 

Permanent Disability Cover (TPD) Claims
1. Pneumococcal Meningitis
2. Post Concussive Epilepsy
3. Severe Hip Injury



Other Claims
1. Business Overheads Cover: Hand Injury/Diverticulities
2. Waiver of Premium: Back/Neck Injury


Sometimes, clients are unaware of the conditions of their cover and don't make a claim when they in fact, could. We're here anytime to take a look for you and answer all your claims questions as well as manage your claims and take the stress out of your hands. If you need help with any claims issues, don't hesitate to get in contact with us anytime. 



Sunday, December 1, 2013

Special Offer for Teachers (APPA).

We at Spratt Financial are more than proud to announce our new Insurance, Investment and Saving deal for teachers and educators, in association with the APPA (Auckland Primary Principals Association).

Take a look at more information on our official website here.

All the aspects that our specialised Teachers Insurance Scheme (TIS) can give to you. Pick and choose as many or as few as you need.
We value New Zealand's great teachers and school faculty members highly, and we're glad to give them the best possible deals on their insurance and investment needs. If this sounds like you, don't hesitate to make an enquiry today.