Lack of life insurance leaves Christchurch family in dire straits.

Original Article can be found here: http://www.stuff.co.nz/the-press/news/10211442/Mums-death-leaves-siblings-struggling

A 43 year old Christchurch woman recently tragically lost her battle with a very aggressive and fast acting form of cancer. She had a house, a mortgage of $150,000 (which she falsely believed to be closer to $75,000) and two children who relied on the family home to survive. One of her children even had a child of her own, leaving two generations of dependants relying on the family home and finances and unable to support themselves.

Worst of all, she had no life insurance or mortgage protection. Upon her death, those left behind not only had to deal with the life consuming grief of losing their mother before her time but also the financial struggles of having to sell the family home, $8,500 funeral cost, outstanding bills and $7,000 credit card debt. Her siblings Kate and Bryce have set up a crowdfunding page to help them out in their desperate times which can be found at http://www.givealittle.co.nz/cause/KateandBryce (we definitely urge anyone who can to help).

Unfortunately, though it was of course not intentional on this mother's part, investing in life insurance could have averted all of the financial burden on the next generation after the tragedy occurred. We are personally extremely sad whenever we hear of a story like this, as we feel that we could have done something about it. Life insurance, especially for a mother in her early 40s in otherwise good health, doesn't have to be expensive, and this case demonstrates just how much it can help. When others rely on us, we can't just continue to assume that nothing will happen and things will work out, we need to put every safeguard in place that we are able to. It's not about money, it's about people.

Please think about helping out Kate and Bryce and if you want to see just how affordable and beneficial life insurance can be, give us a call, we can help.

Kate and Bryce's Givealittle Campaign

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